Last night we changed our budget software from YNAB:
YNAB was the first budgeting software we ever used and we were excited about it almost the whole way through. If we hadn’t gone in weekly to update our budget, we would probably still be using it, but we did and as a result discovered some areas we thought could use improvement and by improvement mean be easier for us to use. We felt the way money rolled over and was categorized when rolled over should have been easier particularly money that hadn’t been used from the month prior. Also we kept having to go from our budgeting page to our checking account to see numbers. We choose YNAB because we didn’t have to link our checking account and we liked that option, but ultimately it didn’t prove to be the most practical nor the most accurate. We were off about $2 and change and had the darndest time trying to track it down.
So we bit the proverbial bullet and changed to mint which links to our checking account (GULP). We will be spending this week going through the software and trying to learn what it has to offer before setting up our budget on it.
YNAB was a GREAT start! It was free (for 30 days) and very useful for helping us to get motivated about maintaining a budget. It does have many good features and perhaps more that we were not aware of. After the 30 days you get the option of continuing on with the software but we the above mentioned issues, we decided that was the time to try something else.
I look forward to seeing the difference with mint and I am hoping its a great easy to use product.
The most exciting thing though is that we have actually done this for over a solid month! If what they say is true and 21 days makes a habit, I think we may have something to celebrate!! Frugally of course…cuz we are on a budget!–HA!
Light, Love and Financial Freedom!